Protect the place where memories are made everyday
It’s not just any house, so don’t get just any insurance.
What does Homeowners Insurance cover?
Homeowners Insurance covers everything to do with your home and property. This includes property damage, injuries that happen on your property, and even damage to or theft of valuable belongings. Homeowners will also protect you and your assets if you are liable for someone else’s injuries or property damage.
Some of the disasters that are covered in homeowners insurance include frozen pipes, fire, theft, falling objects, like trees or hail, liability, and more.
Homeowners will cover the cost of reair or replacement if your property is damaged by a covered disaster. It can also cover your living expenses if a covered loss deems your home unhabitable.
If you have a specific coverage question, give us a call!
Benefits of homeowners insurance with Stonewall Insurance Group
We're on your side
Being that we are an independent insurance agency, we are able to work with the top insurance companies without being tied to one. This means that we can shop around to find you the best coverage for the best price. If a better deal comes up later on, we’ll notify you so you never miss out.
A one-size-fits-all policy really doesn’t fit anyone. That’s why we tailor each and every policy to meet your specific needs. We know what coverages to suggest and what ones that might be a little overkill for your living situation.
Experience you can trust
Throughout our 75+ years of experience, we’ve seen it all so know what coverages you need to stay safe based on your situation. Other agents might try to cut corners and reduce your coverage to make your policy seem cheaper, but it might cost you far more in the long run.
Service with a smile
Over the years, customer service has gotten worse and worse, especially in the insurance industry. At Stonewall Insurance Group, customer service is our top priority, so we always go the extra mile no matter the size of your policy.
Coverage for more than just your home
Although we specialize in classic car insurance, Stonewall Insurance Group also offers coverage for your Home, Auto, Business, Aircraft, Boat, and more! The best part is that when you bundle coverages, you can save a lot of money!
Looking to save?
Bundle Home & Auto Insurance
Save up to 25% when you bundle all of your insurance needs with us! We can insure almost anything you own, from your Rental Property to your Airplane!
Security Systems & Safety Devices
Centrally monitored security systems, smoke detectors, automatic sprinklers and even back up generators may help you qualify for additional discounts.
Upgrades or New Construction
If you own a recently built home, or get various upgrades done to your home, such as a new roof, electrical panel, or other preventitive devices installed, you may be eligible for a discount.
The Right Coverage
Don’t pay for things you don’t need! At Stonewall Insurance Group, we take the time to understand your situation so you know exactly what coverage you need and what might be overkill.
FAQ’s about Homeowners Insurance
How much does Homeowners Insurance cost?
The cost of homeowners insurance is calculated by a number of factors, such as the levels of coverage you choose, the specifics of your house (year built, security systems, etc), the location it’s located, and the value of your belongings.
How much coverage do I need?
The level of coverage you need also depends on many things based on your specific situation. For example, if you live in an area that is prone to flooding, it may be wise for you to get flood insurance. However, if you live in a low risk area, you can probably get away without it.
How can I help protect my home?
You can take a variety of precautionary measures as a homeowner to keep your house safe. Start by routinely checking your pipes, hot water heater, and roof for leaks.
Does Homeowners Insurance cover flooding?
Will Homeowners Insurance cover a new roof?
Depending on how your roof is damaged, it may be covered under your homeowners policy. Wind damage, the weight of snow and ice, and falling objects, like trees or hail, are covered, but regular wear and tear due to old age is not.
Have any questions? We're here to help
Contact us today to talk about getting your home the coverage it needs.