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Commercial Insurance by Stonewall Insurance Group

Commercial Insurance

You’ve spent countless hours growing your business and perfecting your craft, but in today’s fast-growing business climate, risk is unavoidable. Each business industry has its own unique set of risks to look out for. You’ve probably heard of the usual ones related to liability, property, autos, and workers’ compensation but there are also new ones related to business expansion that you probably haven’t even thought of yet. 

Our commercial insurance can protect your hard work from whatever threatens it. Talk to us today to find out what coverages your business needs.

The best coverage. The best service. The best price.

You've worked hard on your business, it's time to protect it

Commercial Insurance shouldn’t give you a headache. Focus on what’s important and we’ll take care of it for you.

What is Commercial Insurance?

Commercial Insurance, also called Business Insurance, protects you and your business if something were to go wrong. It provides coverage for various risks and liabilities that a business may face on a day-to-day basis. There are many different coverage options and combinations available because no two businesses are exactly alike.

When you’re buying commercial insurance, think of it like you’re going grocery shopping. Each coverage is a separate product on the shelf that you can add to your cart. There are different sizes and options available that we can find to best suit your needs. Your cart then represents your total policy. The more coverage you have, the more protected you are, but that doesn’t mean just buy everything in sight. Based on your situation, you’ll most likely just need a few of them.

But don’t worry, we’ll ask you the right questions, and help you decide exactly what you need so you’re completely protected and not paying for something you don’t need.

Business Insurance

What does Commercial Insurance cover?

Liability Insurance

Commercial Liability Insurance is usually the most important type of business insurance. It provides coverage against lawsuits, third-party bodily injury, advertising liability, third-party property damage, completed operations, product liability, and even recalls.

Commercial Auto Insurance

Business Auto Insurance provides coverage for everything related to company-owned cars, trucks, vans, and more. It offers Collision, Rental Insurance, and Comprehensive OTC (other than collision). Comp OTC includes coverages such as theft, liability, and vandalism.

Commercial Property Insurance

Business Property Insurance provides coverage for everything related to company-owned buildings, contents, and signage. This can include damage from vandalism, fire, natural disasters, and more.

Workers' Compensation

Most businesses are required to have workers’ compensation which provides medical benefits and wage replacement to employees who suffer work-related injuries or illnesses. 


This type of coverage varies based on what industry you work in. For example, a restaurant owner may want to have mechanical breakdown coverage just in case a freezer breaks and all of the food spoils. This would cover the lost food and the cost of the repairs to the freezer.

Cyber Insurance

With the benefits that come with today’s technology, the risk of hacking is always prevalent. Cyber Insurance protects against spyware and hacking. It may cover lost or stolen research and development, customer information, and even help with the cost of rebuilding.

Business Interruption Insurance

If something causes a disruption in your business operations, Business Interruption Insurance can help cover lost revenue, extra expenses, and ongoing fixed costs. This can cover a wide range of events like a fire or even just loss of power due to a natural disaster.

Other Business Insurance

Although these are the most common areas of commercial insurance, there are many options that may be the right fit for you. Have something in mind that you want covered? Talk to one of our agents who can guide you through the process of finding the right coverage for the right price. 

Commercial Insurance

Why Stonewall Insurance Group?

We're on your side

Being that we are an independent insurance agency, we are able to work with the top insurance companies without being tied to one. This means that we can shop around to find you the best coverage for the best price. If a better deal comes up later on, we’ll notify you so you never miss out.

Custom Policies

Every business is a little different. Whether you restore million dollar classic cars, run a fishing charter, or build houses, we can tailor your policy for the specific amount of coverage you need.

The Right Coverage

Don’t pay for things you don’t need! At Stonewall Insurance Group, we take the time to understand your business situation so you know exactly what coverage you need and what might be overkill.

Service with a smile

Over the years, customer service has gotten worse and worse, especially in the insurance industry. At Stonewall Insurance Group, customer service is our top priority, so we always go the extra mile no matter the size of your policy.

Businesses we cover

We can cover any type of business you have, here are a few examples of our current customers:

Producing many Pebble Beach and Amelia Island winners, Classic Car Services has been regarded as one of the top classic car restoration shops in the country and has been a customer for over 15 years.

ePropelled designs state-of-the-art electric motors, generators, and power management systems that are more energy efficient. They have been with Stonewall Insurance Group since their beginnings over 10 years ago.

New York Sound and Motion is a full-service video production company that uses the latest technology to create cinematic masterpieces. They have customers with us for 25+ years.

Heritage Museums and Gardens focuses on celebrating the landscapes and culture of our region through world-class automobiles, gardens, art exhibits, and more. They have been with us for 5+ years.

Garage Insurance

FAQ’s about Commercial Insurance

Do I need Workers' Compensation Insurance?

Most states require businesses with one or more employees to have workers’ compensation insurance. Even in areas where it isn’t required, it can also be a good idea to have. It protects yourself, your family, your business, and your employees. 

Who needs Commercial Insurance?

In any industry, there are many risks involved with operating your business. From small businesses to Large Corporations and pretty much every business owner in between, Business Insurance can help protect you if something goes wrong.

How much does Business Insurance cost?

The cost of each policy depends on various factors including the type coverage, business size, location, and the industry they operate in. Depending on those answers, we have had some businesses that pay as little as $250-$300 per year. 

What types of Commercial Insurance do I need for my business?

Every business is different. Its nature, location, size, and industry all have a factor in deciding what coverage we recommend. 

Have any questions? We're here to help

Contact us today to talk about getting your business the coverage it needs.