Protect your Investment
We understand the passion, love, and sentimental value you have for your classic, so we meticulously tailor each of our classic car insurance policies to meet your specific needs. That’s why we work with so many carriers to find you the best coverage for the best price.
The Stonewall Advantage
At Stonewall Insurance Group, we understand your passion for cars because we’re car enthusiasts ourselves. From Duesenbergs to Mustangs and everything in between, we’ve got you covered with our custom-tailored classic car insurance policies. We will work with you and the carriers to find the best combination of coverage and price.
The Stonewall Advantage starts with our acronym CCECC:
Custom policies, Customer service, Experience, Combined coverage, Car enthusiasts
Our custom coverage ensures that your vintage vehicles receive the protection they truly deserve. Each customer wants to use their car a little differently and has different insurance needs. Whether you plan on driving it across the country, trailering it to car shows, or having it restored, Stonewall Insurance Group can find and build the best plan for your baby. We work with several large insurance carriers to get you the best possible coverage for what you want to do with your antique. On top of that, we argue for the lowest possible premiums and the highest agreed value for your car. If the day ever comes when it’s deemed a total loss, we want to help ease the pain by giving you the biggest check possible, with no hesitation or hoops to jump through.
Over the years, insurance has become less personal and more standardized. This leads to customers not getting the attention, care, and service their situation requires. A simple coverage question can lead to being on the phone with a machine for hours. Not here. At Stonewall Insurance Group, we want to return the friendly touch to insurance. We want to get to know our customers on a personal level, and we want to answer your questions to make sure you understand every aspect of your policy. Our friendly staff will always have your best interest in mind and work with you to solve any insurance-related problems. Getting your classic insured shouldn’t be a headache, which is why it never will be at Stonewall Insurance Group.
Jeff DeMarey, our president, started his career in the insurance industry in 1986. A few years later, he decided to merge his love of classic cars with his profession, and he hasn’t looked back since. Since then, he has enjoyed insuring anything from a 1929 Ford Model T Snowmobile to a 1967 Ferrari 275 GTB. He has the knowledge, experience, and persistence to get your car or your collection the coverage they deserve.
Dealing with multiple insurance agents for various policies can be a never-ending headache. Usually, it involves sorting through a confusing web of deadlines, forms, and communication channels. Think about all of the other things you could be doing instead of wasting all of that valuable time and effort. That’s why we designed Stonewall Insurance Group to be a “One-Stop Shop” for all of your insurance requirements. Although classic car insurance is our specialty and area of expertise, we also offer coverage for your home, car, boat, business, and many other types of assets. Our customers have saved anywhere from 5 to 30% when bundling their policies with us, in addition to the ease of dealing with just one trustworthy and reliable agent.
Some people view cars as more than just a mode of transportation. We at Stonewall Insurance Group, are those people. We love the feelings, sounds, and beauty that vintage vehicles bring us. Each of them is a work of art with its own unique story. Our president, Jeff DeMarey, is a passionate auto enthusiast and collector. Outside of working in insurance, he is truly passionate about the automotive world. He currently serves on the National Board of Directors for the Classic Car Club of America, where he has been heavily involved for many years. He also serves as a judge at some of the most prestigious auto events in the country, thanks to his extensive car knowledge. Who could care for your baby better than someone who understands just how important it is to you?
The Best Cars Deserve the Best Coverage
HAGERTY’s #1 Agency in New England, 4th Largest Top Gear Agent
How does it work?
At Stonewall Insurance Group, we use Agreed Value Coverage to guarantee that your classic car is valued fairly and to your satisfaction. This means that, long before anything unfortunate happens to it, we will negotiate a value with the insurance company. The majority of companies we deal with don’t require an appraisal; instead, they depend on your input, our years of expertise, and their knowledge of the industry to determine the greatest value for you.
In the event that your car is ever deemed as a total loss, we want to ease the pain by giving you the largest check possible without any delays or constraints.
You May Be Thinking…
Are There Restrictions or Limitations on driving my Classic Car?
Cars were meant to be driven, and that’s why we want you to drive them! We make sure our policies have no mileage restrictions so you have the freedom and flexibility to drive your collector car as much as you want. Having said that, the Insurance Companies do have one requirement; the collector car cannot be your daily driver. This means, you have another car registered in your name and don’t use your collectable to commute to work every day.
What Does Classic Car Insurance Cover?
There are two basic coverage pillars for collector car insurance. Liability insurance offers protection in the event that the owner is held legally responsible for inflicting property or bodily harm while operating the covered antique or collector car. In the event that something were to happen to the car itself, physical damage coverage is also included. This covers theft, collision, vandalism, and catastrophes such as floods and fires.
Does My Car Qualify for Classic Car Insurance?
In order to be eligible for collector car insurance, your car must be appreciating in value. This doesn’t mean that the car must be worth millions of dollars, just that its value is rising over time. There is no specific age requirement, so some brand-new cars may still be eligible for a collector car insurance policy. Give us a call to find out more.
If I Bring My Classic Car Overseas, Will I Be Covered?
Yes, we have policies put in place that are designed for this very question. If you do bring your car abroad, we can insure it, but we must be informed in advance so that we can arrange the coverage beforehand.
How Much Is Classic Car Insurance?
The rates of each policy vary based on the value of the car, where it is stored and how you intend on using it. Typically, policies cost between $80-$450 per year, which is far less than standard auto insurance. You can get a quote by giving us a call or using the request a quote form.
How Old Do I Have To Be To Get Classic Car Insurance?
We have policies in place that can insure anyone 18 years old or older for their own collector car policy as long as they have another car in their name that is considered their daily driver.
Does My Car Need To Be Appraised?
No, your car does not need to be appraised in order to receive an accurate valuation; however, if you think it’s necessary, you may request one. Usually, this is the case for heavily modified cars, because the market value does not reflect the true value of the vehicle.
How Many Classic Car Insurance Companies are There?
The insurance companies we usually deal with are Hagerty, American Collectors, JC Taylor, American Modern, Condon & Skelly, Chubb, AIG, and Safeco.
Can I get Classic Car Insurance for my Daily Driver?
No, there are limitations on how the car is used that prevent a daily driver from receiving a collector car policy.
Does My Car Have To Be Stored In A Garage?
No, not necessarily. We have programs available for other storage options as well, including driveways, public parking facilities, and car ports.
Is Hagerty The Best Classic Car Insurance Company?
That’s a tough question to answer. At Stonewall Insurance Group, we tailor your insurance programs to the type of car(s) that you have and how you intend on using them. We then go and find the best insurance carrier for your situation. Hagerty is a great company that we use for many of our customers, however, for some, we are able to find a better option.
Request a Quote
If you have any other questions, feel free to give us a call! We want to hear from you!