Rods and Classics
Classic Car, Truck or Motorcycle Insurance from Stonewall Rods and Classics
Stonewall Insurance Group in Wilbraham, MA offers customized vintage collector car insurance policies to protect your antique car, truck, or motorcycle from harm. These insurance plans include agreed value coverage for Collision and Comprehensive, spare parts coverage, and full liability limits that match up with your regular use vehicle.
We partner with the best in the classic car industry, with policies available through:
- Hagerty
- American collectors
- Condon & skelly
- Safeco
- American Modern Home
- AIG
- Chubb
- Pure
Comprehensive Insurance Policies through Stonewall Insurance Group
Stonewall Insurance Group believes that you should be able to enjoy your collector vehicle, so you will be paid the full agreed value of your vehicle in the event of a total loss. We only provide the best for our customers. Flatbed towing is available on our policies! Is your vehicle under restoration? Your classic car, truck, or motorcycle can be covered during and after the restoration process, giving you peace of mind.
Stonewall Insurance Group offers policies for every make and model, including but not limited to:
- Cadillac
- Ford
- Pontiac
- Packard
- Duesenberg
- Stutz
- Ferrari
- Chevrolet
- Aston Martin
- …and More!
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Our competitive rates get even lower when you benefit from discounts for insuring multiple classic cars or a large vintage vehicle collection under one policy.
WHAT’S THE DIFFERENCE BETWEEN SPECIALTY AND EVERYDAY INSURANCE?
Specialty and everyday insurance policies differ greatly when it comes to vehicle value and compensation in the event of a loss. There are three ways auto insurance companies pay out claims:Actual Cash Value
Most everyday insurers offer actual cash value policies. This is what an insurance adjuster says a car is worth, usually based on used car values – not the classic car market. So if a collector car is stolen or declared a total loss after an accident, it’s unlikely you’ll be compensated for its true value.
Stated Value
Many everyday insurers offer stated value policies for collector cars, allowing clients to set their own values. But here’s the problem: the insurer only has to pay up to the stated value, and in fact is allowed to pay the lesser of the stated value or the actual cash value, less any deductible.
Agreed Value or Guaranteed Value®
Most specialty insurers offer agreed value or Guaranteed Value®, which means you and the insurance company agree on a value for your car. If there’s a covered total loss, you’ll receive that full value, less any deductible.* The best companies don’t require appraisals, and rely on their expertise and your opinion to determine an accurate value for a vehicle.
Insuring Your Car, Truck, or Motorcycle Club Activities
Stonewall Rods and Classics knows all of the nuance of clubs and club activities.
- Directors and officers
- RR Club
- Vintage Sports Car Club of America (VSCCA)
- Classic Car Club of America (CCCA)
- Poker runs
- Group events
- Hosting and sponsoring car shows
- Membership duties
